Turn your backyard vision into reality without the upfront stress. American Pool and Spa offers simple, flexible financing options designed to make pool construction, remodeling, and equipment upgrades more affordable — without sacrificing quality.
Our financing solutions are built for homeowners who want a smooth, transparent experience from start to finish, so you can focus on enjoying your new pool, not worrying about payments.
Fast Approvals
Get quick decisions so your project can move forward without delays.
Flexible Loan Options
Choose from a range of terms designed to fit your budget and long-term goals.
Easy Online Application
Apply in minutes with a simple, secure process — no paperwork or hassle.
No Impact Credit Check
See your options without affecting your credit score, when applicable.
Whether you’re building a new pool, remodeling an existing one, or upgrading equipment, our financing options are tailored specifically for pool and spa improvements. We partner with trusted lenders to deliver competitive rates and a customer-first experience you can rely on.
From start to splash, we make investing in your backyard easier and more accessible.
Apply in just a few minutes and see your options instantly.
No pressure. No hidden fees. Just a straightforward path to your dream pool.


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Bakersfield CA
Shafter CA
Delano CA
Taft CA
Tehachapi CA
Tulare CA
Visalia CA
Paso Robles CA